Apply for IDFC First bank Credit Card


IDFC First Bank Credit Card

Credit card details are given here. You can use the IDFC First Bank Credit Card in your daily life. You can get many benefits from the IDFC First Bank Credit Card. Benefits and other details are given below. Benefits are here Lifetime free, Low interest rates starting from 9% p.a., Interest-free ATM cash withdrawal for up to 48 days.

Apply for IDFC First bank Credit Card


Welcome Offer
  • Gift Voucher worth ₹500 on spending ₹5,000 within 30 days of card generation

Get yourself insured
  • Personal Accident cover of up to ₹10,00,000

Cashback on EMI5%
  • cashback (up to ₹1,000) on the transaction value of first EMI done within 30 days of card generation

Lifestyle benefits
  • Complimentary airport lounge and golf access on all premium card variants

Interest-free cash withdrawal from
  • ATM up to 48 days

Accelerated rewards
  • Up to 6X for online purchases on select variants

Movie offer
  • Discount offers between 25-75% on movie tickets every month on select variants

Dining offer
  • Upto 25% across 1,500 restaurants, on all cards

Lifestyle benefits
  • Complimentary airport lounge and golf access on all premium card variants

Key Benefits:
  • No First-Year Annual Fee: Enjoy the first year with no annual fee when you enroll in AutoPay.
  • No Security Deposit: Unlike secured cards, no security deposit is required.
  • ATM Cash Withdrawals: We don’t charge fees for ATM cash withdrawals.
  • Generous Credit Limit: Get an initial credit line of $500-$3,000+ with automatic reviews for potential increases.
  • Immediate Credit Access: Access 50% of your credit line upon approval and the remaining upon receiving your card.
  • Enhanced Fraud Protection: Our advanced technology safeguards you from unauthorized charges.
  • Financial Resources: Gain exclusive, free access to educational courses and content.

Seize Control with Ease:
  • AutoPay: Set up worry-free monthly payments with AutoPay and enjoy a $0 first-year annual fee.
  • Credit Line Reviews: Your good financial habits could be rewarded with automatic credit line increases* and regular credit bureau reporting.
  • Mobile App Management: Manage spending, monitor transactions, and take charge of your finances through our user-friendly mobile app.

Important Link

We’ve Got Your Back:
  • Credit Line Increases: Access credit without strings attached. Begin with an initial credit line of $500-$3,000, with potential for increases*.
  • No ATM Fees: Unforeseen expenses won’t compromise your financial wellbeing, as we don’t charge fees for ATM cash withdrawals.